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(i) SBI Car Loan -
Eligibility - Employees with one year confirmed service, professionals and self-employed, businessman also.
Amount - No Upper Limit
Fixed - 14.50% p.a.
Floating - AWPLR + 0.50% p.a. with a minimum of 13% p.a.
Repayment - 7 years
Special features - Zero pre-payment charges
(ii) Personal Loan (SBI Elite) -
Eligibility - Members of professional bodies with one year confirmed service
Amount - LKR 5.00 Mio
Fixed - 16% p.a.
Floating - AWPLR + 2.00% p.a. with a minimum of 13% p.a.
Repayment - 5 years
Special features - No guarantor is required
(iii) Personal Loan (Happy Loan) -
Eligibility - Employees with 2 years confirmed service
Amount - LKR 1.00 Mio
Fixed - 15% p.a.
Floating - AWPLR + 1.00% p.a. with a minimum of 13% p.a.
Repayment - 3 years
Security - Two third party guarantees
(iv) Personal Loan (Easy Loan) -
Eligibility - Expatriate staff of High Commission of India
Amount - USD 25,000/- or equivalent in LKR
Interest Rate - USD
Fixed - 6.10% p.a.
Floating - SOFR + 1.00% p.a. with a minimum of 4.35% p.a.
Interest Rate - LKR
Fixed - 14% p.a.
Floating - AWPLR with a minimum of 13% p.a.
Repayment - Upto expiry of Resident Visa validity period