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(i) SBI Car Loan -
Eligibility - Employees with one year confirmed service
Amount - No Upper Limit
Interest Rate - AWPLR + 1.50% p.a. (floating) or 14.25% p.a. (fixed)
Repayment - 7 years
Special features - Zero pre-payment charges
(ii) Personal Loan (SBI Elite) -
Eligibility - Members of professional bodies with one year confirmed service
Amount - LKR 5.00 Mio
Interest Rate - AWPLR + 2.50% p.a. (floating) or 15.00% p.a. (fixed)
Repayment - 5 years
Special features - No guarantor is required
(iii) Personal Loan (Happy Loan) -
Eligibility - Employees with 2 years confirmed service
Amount - LKR 1.00 Mio
Interest Rate - AWPLR + 2.00% p.a. (floating) or 15.00% p.a. (fixed)
Repayment - 3 years
Security - Two third party guarantees
(iv) Personal Loan (Easy Loan) -
Eligibility - Expatriate staff of High Commission of India
Amount - USD 25,000/- or equivalent in LKR
Interest Rate - USD - 3.75% p.a. (fixed),
LKR - AWPLR (floating)
Repayment - Upto expiry of Resident Visa validity period