(i) SBI Car Loan -

Eligibility - Employees with one year confirmed service, professionals and self-employed, businessman also.

Amount - No Upper Limit

Fixed - 14.50% p.a.

Floating - AWPLR + 0.50% p.a. with a minimum of 13% p.a.

Repayment - 7 years

Special features - Zero pre-payment charges

(ii) Personal Loan (SBI Elite) -

Eligibility - Members of professional bodies with one year confirmed service

Amount - LKR 5.00 Mio

Fixed - 16% p.a.

Floating - AWPLR + 2.00% p.a. with a minimum of 13% p.a.

Repayment - 5 years

Special features - No guarantor is required

(iii) Personal Loan (Happy Loan) -

Eligibility - Employees with 2 years confirmed service

Amount - LKR 1.00 Mio

Fixed - 15% p.a.

Floating - AWPLR + 1.00% p.a. with a minimum of 13% p.a.

Repayment - 3 years

Security - Two third party guarantees

(iv) Personal Loan (Easy Loan) -

Eligibility - Expatriate staff of High Commission of India

Amount - USD 25,000/- or equivalent in LKR

Interest Rate - USD

Fixed - 6.10% p.a.

Floating - SOFR + 1.00% p.a. with a minimum of 4.35% p.a.

Interest Rate - LKR

Fixed - 14% p.a.

Floating - AWPLR with a minimum of 13% p.a.

Repayment - Upto expiry of Resident Visa validity period