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Plus Savings Account

Plus Savings Account
Earn Higher Interest on your savings

A unique combination of Savings account and Fixed deposit

As and when balance in account exceeds LKR 30,000, excess amount in multiple of LKR 5,000/- will be transferred to FD account in order to fetch it higher rate of interest. However, liquidity will be maintained thorough reverse sweep by partial break up of Fixed Deposit in multiples of LKR 5,000/- in case balance in savings account goes below minimum balance requirement due to payments, etc. Last in first out principle shall be used for reverse sweeps.

Please contact any of our branches for further details.

  • Individuals maintaining savings account in LKR.

Interest Rates
  • Card Rates on Savings Account
  • Card Rates on Fixed Deposits

Minimum Balance Required
  • LKR 5,000/-
  • A monthly charge of LKR 200/- shall be recovered for non-maintenance of minimum balance.

Cheque Book
  • No cheque Book shall be issued.

Tenure of Fixed deposits
  • As per choice of the Corporate-3M/6M/12M.

In case of payment requirement over the counter/clearing if savings Account needs fund from FDs, concept of Last in First Out (LIFO) will be applied. As such, partial breaking of FD in multiple of LKR 5,000/- by an amount adequate for payment, leaving aside the minimum prescribed balance of LKR 5,000 /-as mentioned in the above para, in the SB component. In other words, balance in the SB will not be allowed to go below the minimum prescribed balance, i.e. LKR 5,000/- unless the balance available under FD component is fully exhausted.

On partial breaking, interest will be applied at the applicable rate for the period such amount has been with the bank. SB rates will be applicable, if such amount has been remained for less than 3 months with the bank.

Special Privileges attached to the account
  • Free Internet Banking
  • Free Mobile Banking
  • Free transactions at SBI Network ATMs in Sri Lanka
  • Enhanced Daily ATM withdrawal limit of LKR 2,00,000/-